Lipa Na MPesa is a mobile payment service by Safaricom in kenya that allows business owners to receive payments from customers through M-Pesa. Whether you’re running a small kiosk, an online business, or a large company, Lipa Na M-Pesa gives you a secure, cashless, and fast payment solution.
In this article, we have provide the complete guide on how to apply for Lipa Na M-Pesa, Requirements, eligibility criteria, How to apply and where to find the application form (PDF) and official website.
What is Lipa Na MPesa?
Lipa Na M-Pesa is a merchant service offered under the MPesa platform that enables businesses to accept their payments from customers through two main methods:
- Buy Goods and Services Till Number – This method is Ideal for small and medium businesses.
- PayBill Number – It is best suited for businesses that collect regular payments such as schools, utility providers, and large companies.
It offers convenience, real-time transactions, security, and reduces the need for handling cash.
Requirements for Lipa Na MPesa Application
To apply for Lipa Na M-Pesa Application, the following documents and information are required depending on your business type:
For Sole Proprietors:
- Copy of National ID or Passport
- KRA PIN Certificate
- Business Registration Certificate
- Business Permit or License
- Filled Lipa Na M-Pesa application form
For Partnerships:
- Partnership Deed (if applicable)
- National IDs/Passports of all partners
- KRA PIN Certificates for each partner
- Business Registration Certificate
- Business License or Permit
For Limited Companies:
- Certificate of Incorporation
- CR12 Form (not older than 90 days)
- Company KRA PIN
- Directors’ National IDs and KRA PINs
- Board resolution (on company letterhead)
- Business License or Permit
For NGOs/Churches/Institutions:
- Registration Certificate from relevant authority
- KRA PIN for the organization
- ID copies of officials or trustees
- Letter of request on official letterhead
Eligibility Criteria
You are eligible to apply for Lipa na MPesa if:
- You operate a registered business, institution, or organization in Kenya
- You have a valid business registration and operating license
- You own a Safaricom line (individual or business)
- You meet the KYC (Know Your Customer) requirements set by Safaricom
How to Apply for Lipa Na MPesa Application
Here are several ways to to apply for Lipa Na MPesa Application form.
1. Online Application via Safaricom Website
To apply for the Lipa Na M-Pesa Application, please follow the simple steps below.
- Visit official website at https://m-pesaforbusiness.co.ke
- Navigate to “Get Lipa Na M-Pesa” and Click on Apply Now button.
- Choose between M-PESA Business Till (Buy Goods Till) or Short-Term Paybill option.
- Then, Click on Apply now button.
- Select Individual option such as Settle to owners M-PESA and Settle to owner’s Bank.
- Fill in your details and upload the required documents
- Submit the application form.
2. Physical Application Form at Safaricom Shops
You need to visit any Safaricom retail center with your original documents and copies. Approach the Safaricom administrator and talk to him about the application form. Fill out the Lipa na M-Pesa application form and submit it in person.
3. Via Safaricom Business Representatives
For larger or corporate applications, you can request support from a Safaricom Business Account Manager.
Lipa Na M-Pesa Application Form PDF Download
Safaricom provides a Lipa Na M-Pesa application form in PDF format which you can fill out manually. This form is available at:
- https://m-pesaforbusiness.co.ke under the downloads section
- Or you can request the form at any Safaricom shop or agent
Make sure to fill out the form completely and attach all required documents before submission.
About the Official Website
The official website for Lipa Na M-Pesa and all Safaricom business services is:
This is the official website of Lipa Na M-Pesa https://m-pesaforbusiness.co.ke
Here you can:
- Apply for a Till or PayBill
- Track your application status
- Download user guides and forms
- Access your Lipa Na M-Pesa portal
- Contact Safaricom support for business inquiries
Final Thoughts
Lipa Na M-Pesa has transformed how businesses operate in Kenya by offering a seamless, secure, and efficient way to collect payments. Whether you’re a small trader or a large enterprise, this service helps improve accountability, reduce cash handling risks, and build customer trust. By following the correct procedure and submitting the right documents, getting your Till or PayBill number is fast and straightforward.
Make sure to use the official website to avoid scams and always consult Safaricom if you’re unsure about any part of the application.